I am in the market for a diamond engagement ring. Can you advise me? Because diamonds can vary greatly in quality, it is a good idea to talk to an expert before making your purchase. AGAD offers a consultation service to educate you about diamonds and show you how to recognize the characteristics that give them their value. This knowledge will help you make informed choices.
I have several items which need to be appraised, do I need to be present for the appraisal? My office is fully insured and secure. You are welcome to come in for a service consultation. Meet me and get a quote for the work that needs to be done. At this time I can also advise you on any items which may not require a formal appraisal document. If you feel comfortable doing so afterward you may entrust your valuables to me for the time needed to prepare the documents. In some cases you do not have to come to my office. With my portable lab, I can provide appraisal services in the privacy of your home or office. This service is also available for on-site estate appraisals.
Why do I need current appraisals for my jewelry? The most important reason is for insurance purposes. Over the years, the value of your jewelry can fluctuate. If your last appraisal is over ten years old it may be out-of-date and, as a result, your jewelry could be insured for less than its replacement value. That means you risk a substantial financial loss if your jewelry is lost, stolen or damaged.
I already have an appraisal from the store where my jewelry was purchased. Why do I need another appraisal? Though some merchants may offer you free appraisals with your purchases, it is advisable to have a "second opinion" to confirm the value of your jewelry. You wouldn’t have a home inspection performed by your real estate agent. AGAD is an independent jewelry appraiser. I do not sell jewelry, therefore my reports are unbiased. My only agenda is to provide you with accurate documentation and information that will help you avoid paying excessive premiums or underinsuring your jewelry.
I have homeowner's insurance. If I lose my jewelry, am I automatically covered? You are not covered for loss or damage unless you have your jewelry appraised and scheduled separately. AGAD will carefully document your jewelry piece-by-piece so you can have it properly scheduled.